Skip to content
Profile photo of a State Farm Agent named: Lori Adams

Would you like to create a personalized quote?

State Farm® Insurance Agent

Lori Adams

4211 S Old Highway 94
Saint Charles, MO 63304

Next door to the Harvester DMV

Profile photo of a State Farm Agent named: Lori Adams

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 4:30pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


4211 S Old Highway 94
Saint Charles, MO 63304



Welcome Summer!

It's the time of the year to focus on your top priorities like family, vacationing, boating, camping and enjoying LIFE... Connect with us to see if we can help you relieve some pressure on your money flow in 2024 by talking with one of our experienced Insurance Coaches. We are ready to review the coverage you've got to make sure it still matches the coverage you want, while making recommendations for your consideration.

Combine surprisingly competitive insurance products with an unmatched desire to serve the residents of Missouri and Illinois, located in the heart of St Charles, St Peters., O'Fallon and the surrounding St Louis area .. Welcome to our family!

We're glad you found us! As licensed experienced Coaches with over 50+ years of service with State Farm, we protect your money along with all your other important assets! It's that simple. Through our recommended protection options on your Auto Insurance, Motorcycles, Home Insurance, Condominium Insurance, Renters Insurance, Recreational Vehicles like ATVs, UTVs, Golf Carts, & Travel Trailers, Life Insurance, Savings and much more, we will make sure that you have the opportunity to realize your financial dreams while transferring the risks you want onto us along the way. Life happens and we want to make sure the coverage you want matches the coverage you have, ideally before a loss occurs.

Our goal is simple; to treat each and every customer, or potential customer, like they are family; we want to have a comprehensive protection discussion going over your coverage line by line, making it a point to protect what is important to you creating an experience that is nothing short of remarkable every time you interact with us.

Give us a call or stop by and see why customers choose us!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

Insurance and other tips for college students and their belongings

Learn how your homeowners insurance policy protects your college student and their belongings while they are living in a residence hall or dorm.

Maintaining a historic home

With a historic home, completing these home maintenance tasks a little bit at a time could improve the overall resale value of your home.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

View More Articles

We are a unique team of Insurance Coaches that care about you and what's important to your family as you prepare for "just in case"! Our job is to sit down together and review your coverage line by line, making sure that the coverage you have matches the coverage you want...(ideally, before an accident occurs). With over 100+ years of experience, we have seen just about everything and we are prepared to help you think through your options for coverage as well as the amount of money you decide to assign towards it. With your permission, we will ask you some hard questions to make you think. We know you have goals, we want to make sure what you want to happen will happen even if you are not here. Using time-tested strategies we make sure the dollars you assign are as efficient and effective as possible. We are here for you and trusted resource in Missouri and Illinois!

our mission image 0

An amazing group of professional Insurance Coaches that want to help you get the protection you desire. Our unique approach to helping you understand your coverage is proven as it makes the complicated simple to understand. Contact our Agency to set up your Protection Review today!

Blake Adams State Farm Agent Team Member

Blake Adams

Account Representative

Blake is an Insurance Coach with over 15 years of experience. He prides himself on providing knowledge that is based on proven strategies to make sure the coverage selected matches exactly what they want ideally before something happens.

Blake is loyal and trustworthy. He will give every connection 110%!

Personally, Blake is married to Lori. They recently celebrated 16 years of marriage. Blake and Lori have a son, Jackson, who is recently a new driver. Blake enjoys spending time with family at their family farm in Fulton, Missouri as well as at the Lake of the Ozarks.

Blake's family are 3rd generation entrepreneurs, running businesses as husband and wife. His parents did it at Briggs Gun Shop and his grandparents did it by running IGA.

For fun he enjoys watching his son play soccer, riding UTVs on the farm, fishing, boating and tasting all kinds of beer. He especially loves German beers and lagers.

Venessa Decker State Farm Agent Team Member

Venessa Decker

Account Manager

Venessa is a virtual Insurance Coach and a mother of 3. Venessa is the most efficient and effective licensed agent I have ever worked with. She flat out gets the job done and families love her!

Venessa enjoys discussing Auto Insurance, Home Insurance and Income protection through Life Insurance.

Venessa loves the summer time. She likes boating, swimming and fishing with family and friends.


Jennifer Johnson